SHALINEE BHARDWAJ

Sr Mortgage Loan Officer

NMLS # 2037610

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.

How Can We Help You Today?

What are your goals? We are committed to helping you reach them.

Purchase

I want to buy a
new home

Refinance

I'm ready to
refinance my mortgage

Talk with Us

I want to discuss my
current financing needs

Mortgage Payment Calculator

Calculate how much your monthly mortgage payment could be.

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

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Low Mortgage Rates in Austin, Houston, Dallas

ZippyHomeLoans (Shalinee Bhardwaj MLO) your dedicated mortgage loan officer, takes pride in offering a wide variety of loan solutions tailored to meet your unique financial needs. My expertise spans across various loan types, including FHA Loans, USDA Loans, Jumbo Loans, Conventional Loans, and Non-QM Loans to name a few. Whether you're a first-time homebuyer or a seasoned investor, I am here to guide you through the process with the utmost professionalism and care. My goal is to help you secure the best financing options available, all while ensuring you have a seamless experience from start to finish.

In addition, I also specialize in refinancing programs designed to make your financial journey more rewarding. Our FHA Streamline, FHA Cash Out, FHA 203k, Conventional, and Jumbo refinance programs are structured to provide you with flexibility and peace of mind. We understand the importance of finding the right refinancing solution that fits your lifestyle and financial objectives. With our commitment to offering Low Mortgage Rates, I aim to help you make the most of your investment.

When it comes to additional products and programs, ZippyHomeLoans has got you covered. From 1099 Loans, P & L loans and Self Employed Bank Statement Loans and Investor Loans, we cater to a diverse clientele. Our specialized options like DSCR, Fix and Flip, HELOC, and ITIN Loans ensure that we have a solution for everyone. With our competitive Low Mortgage Rates, you can feel confident moving forward with your financial aspirations.

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Call Our Experts Today!

(512) 712-3938

The Right Tools to Help you Every Step of the Way

Step by step guide

An easy way to know your next step

Glossary

Break down the terms and acronyms that will be used

Loan Programs

Learn what loan options are available

Mortgage News

Learn about current topics and trends

Checklist

The list of documents you need to get started

Personal Chat

Contact us for a free consultation to get your questions answered